Receive credit cards online

DPS payment express systems are our preferred method for online credit card processing and as a partner of DPS you'll get the benefit of just dealing with us for your gateway account plus integration & maintenance of your website

It's easy to get setup and integrate your website to start accepting payments online, if you have merchant services with a New Zealand bank in most cases we can get you up and running in a matter of days.

There are 2x types of eCommerce products we help with..

DPS Hosted:

• Is pre-certified and approved by banks to latest scheme security mandates (AIS / SDP / PCI DSS / 3D Secure);
• Verified by Visa & MasterCard SecureCode may be included (at no additional cost);
• State of the art exception handling i.e. cannot double charge card;
• Managed Service - should scheme rules / mandates change - DPS will upgrade service (no additional cost to Merchant);
• Consumer confidence - cardholders are typically more comfortable entering their credit card information on certified systems (especially first time online shoppers) and;
• Is easier for DPS to implement risk management rules;
• Typically the merchant needs to have a 3rd party DLL, Java application or similar API residing on its systems to manage encryption of transaction request, however, with Payment Express this is eliminated with its US Patent pending XML interface – PX PAY:
  http://www.paymentexpress.com/technical_resources/ecommerce_hosted/pxpay.html
• Single payment page.

Merchant Hosted:

• No additional step in sales process with potentially less possible risk of abandonment;
• Easier to manage session / transaction statefulness;
• Typically when redirecting to 3rd party site, merchant loses visibility of transaction and; in the scenario where by there is a network failure or card holder does not hit next button, merchant may not know outcome of transaction (note: With DPS this is eliminated with fail proof notification);
• If wanting to process refunds or needing to recharge a card, merchant has access to the required information (note: with dps hosted, this is eliminated using its BillingVault™ service and refund matching system) and;
• The domain name remains the same;
• Can customize look and feel (although, this is a standard feature with Payment Express Hosted);
• Ability to add tracking code or any programming language to the payment page;
• Supports convenience fee and multi-tender payments i.e. giftcards.

Don't have merchant services?

If you don't have merchant services yet don't panic!! We can help to get you setup with Westpac Merchant team. We have a close relationship with Westpac for acquiring services as we've referred them a wee bit of business over the years therefore using our connections you may get up and running faster!!

Talk to us today! about getting setup to accept credit card payments online